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Do I need to open a new ISA every year?


If you already have a Barclays Stockbrokers Investment ISA, you don't need to open a new one every year.

You can add your ISA allowance into either, an Investment ISA, cash ISA or the new Innovative Finance ISA, or alternatively split your allowance between an Investment ISA, cash ISA or Innovative Finance ISA, providing you stay within the overall limit.

Remember though you can't  pay into more than one of the same type of ISA in a tax year.
For example paying into two cash ISAs during the same tax year isn't permitted.

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